Free Financial Tools
All tools run entirely in your browser — no data is collected or stored. No account needed, ever.
Group Expense Splitter
Add group expenses, mark who paid, and instantly calculate who owes whom with the minimum number of transactions. Perfect for group trips, dinners, parties, events, roomies, and gatherings.
- ✓ Add unlimited participants
- ✓ Multiple expense categories
- ✓ Optimal settlement algorithm
- ✓ Auto-saved in browser
Loan EMI Calculator
Calculate your monthly EMI, total interest payable, and full amortization schedule for any loan — home, car, personal, or student.
- ✓ Monthly breakdown
- ✓ Total interest calculation
- ✓ Comparison mode
- ✓ Prepayment scenarios
Savings Goal Planner
Set a savings target and timeline — we'll tell you exactly how much to save each month, and how interest compounds your progress.
- ✓ Compound interest
- ✓ Monthly target
- ✓ Goal progress tracker
- ✓ Multiple goals
Net Worth Calculator
Track all your assets and liabilities in one place to calculate your true net worth — the fundamental metric of financial health.
- ✓ Asset categories
- ✓ Liability tracking
- ✓ Net worth trend
- ✓ Benchmark comparison
50/30/20 Budget Planner
Enter your monthly income and expenses — we'll categorize them and show how well you follow the 50/30/20 budgeting rule.
- ✓ Income analysis
- ✓ Needs vs wants
- ✓ Savings rate
- ✓ Actionable tips
Currency Converter
Convert between currencies with up-to-date rates. Useful for international trips, remote work, or understanding foreign prices.
- ✓ Live rates
- ✓ Multi-currency
- ✓ Historical rates
- ✓ Trip calculator